The Effect Of Impaired Loan And CAR To Banking Performance At Private National Bank

Listed On Indonesia Stock Exchange 2015-2019

Authors

  • Aryanti Ratnawati Universitas Sangga Buana
  • Bambang Susanto Universitas Sangga Buana
  • Saepudin Saepudin Faculty of Economics, Universitas Sangga Buana
  • Gita Herdiyanti Faculty of Economics, Universitas Sangga Buana
  • Dudi Rudianto Universitas Bakrie
  • M Ariq Khalingga Universitas Padjadjaran

DOI:

https://doi.org/10.54099/aijms.v1i1.310

Keywords:

: Impaired Loan, NPL, CAR

Abstract

The purpose of this study was to determine the effect of impaired loans and capital adequacy ratios on banking performance at Private Commercial Banks listed on Indonesia Stock Exchange for period 2015-2019.

Research method uses a quantitative approach with multiple regression analysis. The source of this research uses secondary data. The sample of this study were 18 companies Private Commercial Banks using purposive sampling technique.

Finding  test results show that Impaired Loans have no significant effect on banking performance while the Capital Adequacy Ratio has a significant effect on banking performance. Simultaneously, it shows that Impaired Loans and the Capital Adequacy Ratio have a significant effect on banking performance.

Value the determination coefficient of 0.075 indicates that the Impaired Loan and the Capital Adequacy Ratio provide a variation of 7.5% on banking performance, while the remaining 92.5% is influenced by other factors that are not observed.

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Published

2022-10-30

How to Cite

Ratnawati, A. ., Susanto, B. ., Saepudin, S., Herdiyanti, G. ., Rudianto, D., & Khalingga, M. A. . (2022). The Effect Of Impaired Loan And CAR To Banking Performance At Private National Bank : Listed On Indonesia Stock Exchange 2015-2019. Adpebi International Journal of Multidisciplinary Sciences, 1(1), 415–425. https://doi.org/10.54099/aijms.v1i1.310

Issue

Vol. 1 No. 1 (2022)

Section

Articles

License

Copyright (c) 2022 Adpebi International Journal of Multidisciplinary Sciences

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This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

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