Ummasyroh, Ummasyroh, Yesita Astarina, Dwi Riana, Ulfah Muharramah, and Fernando Africano. “Business Development Through The Application Of Financial Technology (Digital Payment) In MSMEs ”. Asean International Journal of Business 3, no. 2 (August 1, 2024): 169–181. Accessed March 28, 2026. https://www.journal.adpebi.com/index.php/AIJB/article/view/997.